Want to find out how much of a benefit an offset account is to you? Our home loan offset
calculator gives you an estimate of how much an offset account can benefit you.
This is a handy step to take before you contact your mortgage broker so that you can see the
effect of this feature on your overall mortgage. An offset feature is a popular home loan feature
and can be used to reduce the overall interest and loan term
By entering the loan amount, interest rate, remaining term and how much savings you will have
in your offset after your loan, this calculator will assess the potential impact those savings in your
offset will have.
Make sure you enter realistic figures to get a more accurate picture. You’ll want to ensure that
you make an effective and accurate plan, if you have an offset feature on your loan. To work out
different rates of repayments, pair this calculator with our home loan repayment calculator.
“*The calculator has been provided in good faith as a guidance tool only. Results are not financial
advice, are a guide only, and are not a guaranteed outcome or quote. Borrowers should always
discuss their individual situation with an Australian Credit Licensee or authorised Credit
Representative”